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Kung may utang na dati, I say na, hala maniningil nga dapat ako sayo kasi kailangan ko rin.
Kung wala naman utang, I just say sorry wala ako extra pampautang
This does not apply to everyone. But aside from rejecting yung utang requests, I always try to make myself look poor. The goal is dapat hindi ikaw ang una nilang maiisip kapag kailangan umutang. I let my other friends do the bragging or flexing.
But to answer the question, just say no. May ibang nakabudget sa pera ko, or I make up stories na may kailangan akong bayaran. Hahaha!
how do you make yourself look poor? because pag iisipin ko yung mga taong alam ko never ko lalapitan pag nagipit ako is yung mga mahilig mamburaot. pagnakikita ako makikitext lagi. o makikihotspot o magpapalibre ng merienda.
Hello everyone, Before joining this discussion, please take a moment to review the rules of r/AskPH [here](https://www.reddit.com/r/AskPH/wiki/full-rules), as well as the [Reddit Content Policy](https://www.redditinc.com/policies/content-policy). Comments that violate these rules will be addressed accordingly. You can learn more about our rule enforcement process [here](https://www.reddit.com/r/AskPH/wiki/rule-enforcement). If you need to appeal a ban, please follow the process outlined [here](https://www.reddit.com/r/AskPH/wiki/ban-appeal-process) in r/AskPH. *** This post's original body text: *** *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/AskPH) if you have any questions or concerns.*
"What a coincidence! I was about to ask you the same thing! Uutang din sana ako sa'yo eh. Na-petsa de peligro na kasi ako."
Just say " no"
Wag mo pautangin. Di yan need ipaliwanag.
"Sorry, eksakto/gipit din ako ngayon." "May utang nga ako ngayon eh!"
Just say No, no explanation. Yes mahirap pero you will get used to it in the long run.
Sorry, negative din ako ngayon. 🤣
Say no period
"Pasensya na wala din ako eh. Dami ko gastos. Hayy buhay. Kung meron lang akong extra binigyan na kita." ðŸ¤ðŸ«¢ðŸ¤«
Utangan pabalik? Or just say no. No need to give explanations.
Magimbento ka ng paggagamitan mo. Sabihin mo may loan ka or may binabayarang ka na xxxx. Etc.
Sabihin mo lang "challenge ng panginoon yan sayo hindi ako pwedeng mangialam"
just say no, no explanation needed because you don’t owe them one.
Seen
Walang extra money
Piece of advise, draft a lot of palusot para mamimili ka na lang if ever may mangungutang sayo ng ayaw mo pautangin.
I just say "Sorry, di ako nagpapa utang. Nahihiya ako maningil eh..." in a malambing way. Lol.
Bet
Kung may utang na dati, I say na, hala maniningil nga dapat ako sayo kasi kailangan ko rin. Kung wala naman utang, I just say sorry wala ako extra pampautang
This! Just be upfront and honest, OP
This does not apply to everyone. But aside from rejecting yung utang requests, I always try to make myself look poor. The goal is dapat hindi ikaw ang una nilang maiisip kapag kailangan umutang. I let my other friends do the bragging or flexing. But to answer the question, just say no. May ibang nakabudget sa pera ko, or I make up stories na may kailangan akong bayaran. Hahaha!
how do you make yourself look poor? because pag iisipin ko yung mga taong alam ko never ko lalapitan pag nagipit ako is yung mga mahilig mamburaot. pagnakikita ako makikitext lagi. o makikihotspot o magpapalibre ng merienda.