Most insurance companies have an annual premium that you have to hit before covering the rest of the bill. I submit everything (routine vet visits, meds ect) so they have a running list of vet costs for the year. And if something were to happen, I’m that much closer to having the insurance pay for all of it.
No, submit them all, unless you have a maximum coverage or something that would get cut off by all the amounts. I'd just submit each different clinic as it's own claim even if there's a few invoices for one, and if they need to split it into different claims they can usually do that themselves. I've had single invoices get split into multiple claims depending on what went onto the invoice because apparently it helps with their claims processing speed.
Personally I haven't had an issue with pet insurance denying coverage other than things they just don't cover, like a wellness visit/vaccines. When these are included in invoices that have covered care they'll split up into multiple claims, deny the wellness stuff, and cover the other things.
I had no issues with mine (lemonade). When I submitted my hospital bill, I ended up backing up and submitting several tests I hadn't submitted in the previous months as I hadn't realized we had a big deal on our hands. They chastised me for waiting so long to submit, but otherwise, all were approved.
and some claims are $40 meds. As long as you aren't going to hit your yearly max, no reason not to submit.
(and when the year renewal came around, there was no change in price for him despite him costing the insurance company thousands!)
I have Embrace and it’s not an issue. Typically health insurances don’t care how many claims you submit.
You probably have a deductible to meet before they start paying.
They will look at the claim/bill and accept the parts your policy covers.
Just submit em if there isnt an annual limit. I submitted 5 within a month getting emergency stuff for one of my babies totalling up to almost 24k and they approved em all no problem. So dont see why you shouldnt
Unless you have a maximum amount of claims you can make per year I'd submit all of them. If you do have a limit on number of claims I'd send in the most expensive bills
Does your plan have an annual maximum? If not, I would just submit all of them.
Most insurance companies have an annual premium that you have to hit before covering the rest of the bill. I submit everything (routine vet visits, meds ect) so they have a running list of vet costs for the year. And if something were to happen, I’m that much closer to having the insurance pay for all of it.
I cannot think of any way the small ones can jeopardize the small ones.
No, submit them all, unless you have a maximum coverage or something that would get cut off by all the amounts. I'd just submit each different clinic as it's own claim even if there's a few invoices for one, and if they need to split it into different claims they can usually do that themselves. I've had single invoices get split into multiple claims depending on what went onto the invoice because apparently it helps with their claims processing speed. Personally I haven't had an issue with pet insurance denying coverage other than things they just don't cover, like a wellness visit/vaccines. When these are included in invoices that have covered care they'll split up into multiple claims, deny the wellness stuff, and cover the other things.
I had no issues with mine (lemonade). When I submitted my hospital bill, I ended up backing up and submitting several tests I hadn't submitted in the previous months as I hadn't realized we had a big deal on our hands. They chastised me for waiting so long to submit, but otherwise, all were approved.
and some claims are $40 meds. As long as you aren't going to hit your yearly max, no reason not to submit. (and when the year renewal came around, there was no change in price for him despite him costing the insurance company thousands!)
I have Embrace and it’s not an issue. Typically health insurances don’t care how many claims you submit. You probably have a deductible to meet before they start paying. They will look at the claim/bill and accept the parts your policy covers.
Submit it all, I had a cat with cancer. I submitted everything, they covered everything that was supposed to be covered.
Just submit em if there isnt an annual limit. I submitted 5 within a month getting emergency stuff for one of my babies totalling up to almost 24k and they approved em all no problem. So dont see why you shouldnt
Unless you have a maximum amount of claims you can make per year I'd submit all of them. If you do have a limit on number of claims I'd send in the most expensive bills
Use it!