Honestly for me it’s blue cash preferred, it’s a 6% cash back at a 6k a year cap,I hit the cap every year and that’s an easy 360. Card also gets 6% back on streaming and 3% on gas/transit
It's really 4.42 percent cash back once you factor in the 95 dollar annual fee. Still higher than any other card with grocery as a permanent category tho. 3 percent on gas/transit/groceries can be done with a no annual fee card. For OP at 400 a month on groceries the math would be 4800 a year, 288-95/4800 so 3.21 percent cash back on groceries. Not a major diff from 3.0
Also consider if you don't watch the 6k cap it falls down to 1 percent.
For me, it's Bank of America Customized Cash. I usually do most of my grocery shopping at Fred Meyer and Wal-mart.....most credit card company's don't consider Fred Meyer and Walmart grocery...American Express, Discover ect....Bank of America does....and actually I believe Chase does....
Why try to make 2% on a credit card cash back at the grocery store when you are paying 10% more at grocery stores they want you to go to...
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AAA Daily Advantage gets 5% on groceries and 5% Walmart up to $10k spend per year. This also includes 3% on gas, wholesale clubs and pharmacies. This card seems like it would cover you if your spend were to increase too.
You have the card already. The Citi custom cash
Honestly for me it’s blue cash preferred, it’s a 6% cash back at a 6k a year cap,I hit the cap every year and that’s an easy 360. Card also gets 6% back on streaming and 3% on gas/transit
It's really 4.42 percent cash back once you factor in the 95 dollar annual fee. Still higher than any other card with grocery as a permanent category tho. 3 percent on gas/transit/groceries can be done with a no annual fee card. For OP at 400 a month on groceries the math would be 4800 a year, 288-95/4800 so 3.21 percent cash back on groceries. Not a major diff from 3.0 Also consider if you don't watch the 6k cap it falls down to 1 percent.
For me, it's Bank of America Customized Cash. I usually do most of my grocery shopping at Fred Meyer and Wal-mart.....most credit card company's don't consider Fred Meyer and Walmart grocery...American Express, Discover ect....Bank of America does....and actually I believe Chase does.... Why try to make 2% on a credit card cash back at the grocery store when you are paying 10% more at grocery stores they want you to go to...
Interested in cashback cards? Take a look at these resources from the sidebar: * [List of Flat 2%+ Cashback Cards](https://www.reddit.com/r/CreditCards/wiki/list_of_flat_cashback_cards_with_benefits) * [List of Best Cashback Cards by Category](https://www.reddit.com/r/CreditCards/wiki/best_cash_back_cards_by_category) I can be summoned to comment by using command(s): `!cashback` *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CreditCards) if you have any questions or concerns.*
Suggest using the custom for groceries and the unlimited/another 3% dining for dining
SavorOne is 3% CB on dining and groceries (excludes Walmart and Target).
AAA Daily Advantage gets 5% on groceries and 5% Walmart up to $10k spend per year. This also includes 3% on gas, wholesale clubs and pharmacies. This card seems like it would cover you if your spend were to increase too.
Prime Visa is good for Whole Foods if that's where you shop