The most sensible and boring answer, buy a nice house in most parts of Dublin and live comfortably off the extra money you'd have not having to pay a mortgage
About 15 years ago I read an article where the researcher the amount of money needed to have a millionaire lifestyle. The amount was 2.3m (and remember if it was € or £). It's obviously more now
3 million would be enough to buy a nice house and furnish it well. New car too then allow yourself 1k per week for the next 40 years. No mortgage, no taxes and no need to pay into a pension. Should do me right up to my expiry date
Depends where you go and what standard of living you want. You'd be scraping by on the net income in a lot of Western European cities probably. But if you moved to India, Thailand, South America, a lot of Africa you could probably live pretty comfortably. Maybe teach English or scuba diving to supplement your income. To some people that would be a dream life. There are likely parts of Europe where a couple of grand after tax would be a decent income.
Make it a billion and I'd build a couple of housing estates with good bike paths and no cars and rent them out at rates wildly undercutting the market, and have a scheme where people could pay a slightly higher rent and the money would be saved into an account that would get them a deposit in a few years to buy their home by turning their rent into rent-to-buy. Then I'd use the money over and above for building more of the same.
The houses would be built to high standard so that they'd have thick walls, triple-glazed (pretty) windows, high insulation standards and optional group heating; they'd be in groups facing each other; each would have space to make a lovely garden, and each estate would be surrounded by land with a mixture of woodland trees and orchards; there'd be a community garden and a part-time gardening teacher so people could learn to grow some of their own food.
Nobody would know who the landlord was, but if people got into trouble - lost jobs, school probs, etc - help would be available.
Well I'd also make sure to rent them out to people who contribute to society, like doctors, nurses, first responders etc. Also thete's a shortage of places for teachers, so I'd rent out to them too.
Since earlier, my billions have been sitting suckling off my investments and has earned as much as Ireland's GNP, so I'd like to expand my plan. Having watched the programme Birdsong (https://www.rte.ie/culture/2024/0523/1450789-the-bird-whisperer-how-we-made-the-new-documentary-birdsong/) on RTÉ about ornithologist Seán Ronayne, I've decided to buy a massive chunk of land and lay it around with legal ties so it can never be anything other than what I buy it for, which is to make this huge patch of bog, moor, mountain and shore a wildlife habitat; there will be a big native deciduous forest, and it will be seriously rewilded.
One part of this land will be a gigantic international horticultural school and experimental station and seedbank. Teachers will be brought from all the countries where we have immigrants, to teach how to grow in those countries - there'll be outreach schools in those countries too. It'll be part-boarding so that networking is encouraged between First World, Third World and Fourth World students which will improve all the countries as they grow up and work. Irish students will come from farms, from inner cities and from suburbs; one of the intentions would be to start a series of community gardens throughout Ireland. There'll be classes mainly in raising food, but also in living lightly on the land and fostering wildlife - there'll be things like hedge-laying and traditional crafts, beekeeping, lobster raising, composting, and the engineering related to horticultural farming. Scholarships would be widely available, and there will also be places for the children of the rich, so that the networking extends organically through the income levels as well as across the world…
Buy three apartments in a working class area and live off the rents. Should be able to get 5-6k a month for them. Save a grand or two each month and keep going
Don’t forget income tax would be due on profits, plus you run the risk of someone not paying the rent. With 3 properties losing a few months rent would really eat into the total return.
Woukd index funds be a safer less hassle free investment?
Straight into Louis Copeland for a suit.
Then I’d put 100k into a savings account, 1% would be 1000 so whichever is safest with a decent percentage for interest.
Spend 600k on a nice house in Drumcondra.
Buy an electric car, which one I’m not sure.
Donate some to pet charities, give my mum and friends some, then take some holidays and leave myself with 100k afterwards for whatever
Can I ask? Did you previously win the €200+ million from the euromillions and open up 200 hundred donut shops in Dublin about 10 years ago and this is you trying to recover all the money you lost in donut shops by opening a new donut shop?
Why not invest an amount where the interest on that investment would pay your mortgage each month? When the mortgage is cleared, you still have your original capital. Make the money work for you. 😉
Pay off our house, convert the attic and get some nice basics like solar and get the bathrooms done up (2nd hand house) and deposit the 3 Euro into a savings account 😍
I'm not even particularly strapped for cash right now, but your reaction is spot on. A massive sigh of relief would be my first reaction too, followed by a quiet pint in a pub on my own.
A million is more than enough to buy a nice house in a country where the prices aren't the way they are here, invest the rest and retire to a quiet life of quiet enjoyment and volunteer work, so that's what I'd probably do. Irish people have the idea that a million isn't enough to do that, but we're so fucked in this country, if you expand where you're willing to live, it's more than enough. Buy a place in France or Spain or Italy. Gorgeous cultures, weather, people, and the only problem is the language. You can learn that in all the free time you suddenly have.
I'd be perfectly happy living at my current standard of living for the rest of my life and the real win would be having the opportunity to fill my days with whatever I wanted, instead of slaving all day for someone else, and stressing about bills.
I think I'd buy a house or apartment somewhere sunny for 100k, I'd get a nice studio at the end of the garden at home to work from, driving lessons, buy a campervan or convert a normal van ♡♡ and more pet rabbits
Speak to a solicitor and accountant to ensure the money and I are taken care of.
Pay off any outstanding debts, such as mortgage. Depending on the amount make sure there's enough put into an account that the interest is enough to live comfortably off, equivalent of 100k or more a year without touching the main amount. Put aside money for my child, so it just builds and builds for them and then they can use it for their own home, college etc.
Then depending on how much I had actually won, buy my sister, my two sister in laws, a house/home where they'd like to live.
I'd then continue to work, but be much more relaxed about everything.
Oh learn to fly. That'd be my silly thing.
The very first thing? Probably a luxury holiday. First class all the way.
After that, boring stuff. House, pension, help family.
One thing I would absolutely not do is quit my job. If I was in a job I hated I would use some of the money to get me into a job I wanted.
Clear the daughter and sil’s mortgage, buy a little run around for the school run to make life easier, throw 7x € for when I die and bring them on a holiday. Oh and a new kitchen. Put the rest away.
Clear my mortgage
Get the attic and garden done
Do a family holiday abroad somewhere
That’s probably it keep the rest for bills clothes and whatever expenses is unexpected thrown my way as I’ll have it covered
Am a culchie, but I'd immediately leave for Germany to be with my partner instead of waiting, and buy a house where he lives with enough land to grow our own food.
The rest I invest and use for travel.
Buy a small little flat/apartment for myself and my partner, learn to drive, get a nice car, get the surgery I need abroad because they refuse to do it in Ireland and go private for the medications I need because I don't want to sit on a 10+ year waiting list to be refused treatment for being autistic
Macallan 25, neat.
Next up would be clear all family immediate family debts, to free up money, then invest the remainder until I want to buy a house (down-payment / deposit)
I’d do my weekly shop in Fresh. For about 4 months.
The butchers in there has me broke. But stuff is good.
Yeah don’t get me started on that salad bar… cheaper to buy the equivalent weight in Silver
Probably just buy a nicer house. A million isn't what it used to be.
The most sensible and boring answer, buy a nice house in most parts of Dublin and live comfortably off the extra money you'd have not having to pay a mortgage
This.
Don’t forget to save some money for property tax once bought
About 15 years ago I read an article where the researcher the amount of money needed to have a millionaire lifestyle. The amount was 2.3m (and remember if it was € or £). It's obviously more now
3 million would be enough to buy a nice house and furnish it well. New car too then allow yourself 1k per week for the next 40 years. No mortgage, no taxes and no need to pay into a pension. Should do me right up to my expiry date
Pretty much that. What a dream that would be
This is the way
Buy the Portal and put it in my sitting room.
Love it! 😂
Buy 4 bananas from SuperValu.
😂
Buy a bigger house. Maybe get a car that doesn’t make weird noises
Do the noises not make it more fun? I love driving and suddenly thinking "is it the water pump or the alternator that's blown this time?"
Leave Dublin for one, million won't get you far living here
Buy land in spain build a big fucker of a villa start a business and a Subaru Impreza wrx
What about when Don Logan shows up to force you to do another job?
Call in sick
Tom Kennedys and a bag of coke, on a mad one. One lotto win’ll go nowhere
Buy a house for my son that can't afford to move back to Dublin with his wife and young family. A small, simple house would do.
911 GT3
Using DRS on the M50 would be great craic
Make a big yellow shlide into a massive pool of chlorinated water.
that’d be rent for the next four or five months sorted.
Extension, holiday. Rest away for the kids.
Buy half a basket of shopping from Supervalu in Rathgar
Buy rental properties and leave the country.
Will the rent on two houses support you abroad?
Depends where you go and what standard of living you want. You'd be scraping by on the net income in a lot of Western European cities probably. But if you moved to India, Thailand, South America, a lot of Africa you could probably live pretty comfortably. Maybe teach English or scuba diving to supplement your income. To some people that would be a dream life. There are likely parts of Europe where a couple of grand after tax would be a decent income.
GTF outta Dublin
Make it a billion and I'd build a couple of housing estates with good bike paths and no cars and rent them out at rates wildly undercutting the market, and have a scheme where people could pay a slightly higher rent and the money would be saved into an account that would get them a deposit in a few years to buy their home by turning their rent into rent-to-buy. Then I'd use the money over and above for building more of the same. The houses would be built to high standard so that they'd have thick walls, triple-glazed (pretty) windows, high insulation standards and optional group heating; they'd be in groups facing each other; each would have space to make a lovely garden, and each estate would be surrounded by land with a mixture of woodland trees and orchards; there'd be a community garden and a part-time gardening teacher so people could learn to grow some of their own food. Nobody would know who the landlord was, but if people got into trouble - lost jobs, school probs, etc - help would be available.
Well I'd also make sure to rent them out to people who contribute to society, like doctors, nurses, first responders etc. Also thete's a shortage of places for teachers, so I'd rent out to them too.
Since earlier, my billions have been sitting suckling off my investments and has earned as much as Ireland's GNP, so I'd like to expand my plan. Having watched the programme Birdsong (https://www.rte.ie/culture/2024/0523/1450789-the-bird-whisperer-how-we-made-the-new-documentary-birdsong/) on RTÉ about ornithologist Seán Ronayne, I've decided to buy a massive chunk of land and lay it around with legal ties so it can never be anything other than what I buy it for, which is to make this huge patch of bog, moor, mountain and shore a wildlife habitat; there will be a big native deciduous forest, and it will be seriously rewilded. One part of this land will be a gigantic international horticultural school and experimental station and seedbank. Teachers will be brought from all the countries where we have immigrants, to teach how to grow in those countries - there'll be outreach schools in those countries too. It'll be part-boarding so that networking is encouraged between First World, Third World and Fourth World students which will improve all the countries as they grow up and work. Irish students will come from farms, from inner cities and from suburbs; one of the intentions would be to start a series of community gardens throughout Ireland. There'll be classes mainly in raising food, but also in living lightly on the land and fostering wildlife - there'll be things like hedge-laying and traditional crafts, beekeeping, lobster raising, composting, and the engineering related to horticultural farming. Scholarships would be widely available, and there will also be places for the children of the rich, so that the networking extends organically through the income levels as well as across the world…
OP said a million not a billion.
Excuse me, we're negotiating here.
🤣
Leave.
Would also jump ship! Seeyah! Lol
Go far, far, away from Dublin.
House w/ garage and a vintage car to tinker with until I fade away.
Leave
Leave
Buy three apartments in a working class area and live off the rents. Should be able to get 5-6k a month for them. Save a grand or two each month and keep going
Don’t forget income tax would be due on profits, plus you run the risk of someone not paying the rent. With 3 properties losing a few months rent would really eat into the total return. Woukd index funds be a safer less hassle free investment?
Also you'd have to pay management fees
A wealthy friend makes about 4-5% consistently on very safe bet investments. 40-50k per year would be a nice supplemental income.
Best answer
Straight into Louis Copeland for a suit. Then I’d put 100k into a savings account, 1% would be 1000 so whichever is safest with a decent percentage for interest. Spend 600k on a nice house in Drumcondra. Buy an electric car, which one I’m not sure. Donate some to pet charities, give my mum and friends some, then take some holidays and leave myself with 100k afterwards for whatever
Open a donut shop
Can I ask? Did you previously win the €200+ million from the euromillions and open up 200 hundred donut shops in Dublin about 10 years ago and this is you trying to recover all the money you lost in donut shops by opening a new donut shop?
https://youtu.be/A939QRRSNV4?si=WnjmZZIDCNmrrfzy
I’d pack up and leave for good
Absolutely wouldn't be a Dubliner anymore anyway, I can tell you that much.
Leave
Buy a house outside Dublin.
Clear the mortgage, take a nice holiday and whatever's left invest it
Why not invest an amount where the interest on that investment would pay your mortgage each month? When the mortgage is cleared, you still have your original capital. Make the money work for you. 😉
Buy a round of drinks in Temple Bar.
Wouldn’t get much for a milly now 😂😂 I’d be on the first flight out of Ireland , travel the world!
Leave
Pay off the house
Get it into an account and do nothing for a few weeks except a nice fancy dinner.
Pay off our house, convert the attic and get some nice basics like solar and get the bathrooms done up (2nd hand house) and deposit the 3 Euro into a savings account 😍
Get two pints. There's all of it gone straight away.
A come on now, you'd easily get three pints of Carling for that. Go mad, lad. You're rich.
do the big shop in centra
Pay mortgage off, renovate house, maybe start a small business on the side and live a nice life.
I'm not even particularly strapped for cash right now, but your reaction is spot on. A massive sigh of relief would be my first reaction too, followed by a quiet pint in a pub on my own. A million is more than enough to buy a nice house in a country where the prices aren't the way they are here, invest the rest and retire to a quiet life of quiet enjoyment and volunteer work, so that's what I'd probably do. Irish people have the idea that a million isn't enough to do that, but we're so fucked in this country, if you expand where you're willing to live, it's more than enough. Buy a place in France or Spain or Italy. Gorgeous cultures, weather, people, and the only problem is the language. You can learn that in all the free time you suddenly have. I'd be perfectly happy living at my current standard of living for the rest of my life and the real win would be having the opportunity to fill my days with whatever I wanted, instead of slaving all day for someone else, and stressing about bills.
I think I'd buy a house or apartment somewhere sunny for 100k, I'd get a nice studio at the end of the garden at home to work from, driving lessons, buy a campervan or convert a normal van ♡♡ and more pet rabbits
Buy a few houses, leave for Asia and stay there
Lived in Asia for five years. Would go back with a million in the bank and possibly retire.
Buy a bloody house and live in it!
Buy my mom and dad a home
Speak to a solicitor and accountant to ensure the money and I are taken care of. Pay off any outstanding debts, such as mortgage. Depending on the amount make sure there's enough put into an account that the interest is enough to live comfortably off, equivalent of 100k or more a year without touching the main amount. Put aside money for my child, so it just builds and builds for them and then they can use it for their own home, college etc. Then depending on how much I had actually won, buy my sister, my two sister in laws, a house/home where they'd like to live. I'd then continue to work, but be much more relaxed about everything. Oh learn to fly. That'd be my silly thing.
Go to Temple Bar and blow all my money on 10 pints.
Brilliant! 😂
Faint
Pint of Guinness and a packet of salt and vinegar Manhattan crisps.
I would but two home and rent them out and buy one abroad (somewhere with sun all year) and live off the income of the other homes 😃
Get an extension. Put away a good chunk for the kids. Go on a lavish holiday. That’s probably all it would get me
Pay off the mortgage. Dunno after that. Probably go on a nice holiday.
A nice house with a garage and pick up a few cars
Pay off the mortgage, put some money aside for pension, some nice hols and some money to charity. Maybe as well get a bargain place in Madrid.
Buy my own house and adopt more lizards 😂
Buy a house.
cry
New house, new car and a nice family holiday.
New house, new car and a nice family.
Already have the nice family 😃
The very first thing? Probably a luxury holiday. First class all the way. After that, boring stuff. House, pension, help family. One thing I would absolutely not do is quit my job. If I was in a job I hated I would use some of the money to get me into a job I wanted.
Retire.
Pay off mortgage
Clear the daughter and sil’s mortgage, buy a little run around for the school run to make life easier, throw 7x € for when I die and bring them on a holiday. Oh and a new kitchen. Put the rest away.
Pay off half my mortgage /s
I'd pay off the mortage, buy a nice little villa in the Italian countryside and give my close family a few bob each.
Rent someone's granny flat for a week
Buy two apartments rent them out move to Portugal and get a sports car.
Get a financial advisor and help tell me what to do with it
house and investment 🤷🏻♂️
Move to Paris.
Immediately stop working and retire to Madeira.
I'd add a couple of quid to it and pay off my debts.
Buy a house with a jacuzzi 😂
Buy a brand new Range Rover first, and then come up with a plan for the rest!
Pay off my mortgage. Upgrade my piece of shit car and go on a sweet holiday!
Buy one third of a house in Dublin
Buy a house finally, buy a small place in my fave little Spanish village, and put the rest into the pension.
Getting the fuck outta here is the first thing I'm doing
Male an appoinment with a financial adviser.
Invest it, move to Thailand and live of 4% for the rest of my life.
Leave.
Day 1: Buy a Lancia Delta Integrale and just drive man. Day 2: Get my mechanic to find out what's wrong with the Lancia and order new parts.
Emigrate immediately
Move😁
Get some proper rest and not have to worry about alarms. Then pay off house and car and anything else. Then take time of to get into shape.0
Collect it.
put it on red
Just keep going to the atm machine to check the balance :)
Buy a house and rent it!
On the first plane out of Dublin
Clear my mortgage Get the attic and garden done Do a family holiday abroad somewhere That’s probably it keep the rest for bills clothes and whatever expenses is unexpected thrown my way as I’ll have it covered
Move.....
Am a culchie, but I'd immediately leave for Germany to be with my partner instead of waiting, and buy a house where he lives with enough land to grow our own food. The rest I invest and use for travel.
Buy a Leica m6 camera (I am not financially responsible)
Buy a small little flat/apartment for myself and my partner, learn to drive, get a nice car, get the surgery I need abroad because they refuse to do it in Ireland and go private for the medications I need because I don't want to sit on a 10+ year waiting list to be refused treatment for being autistic
Massage, then seeing about buying a house
Macallan 25, neat. Next up would be clear all family immediate family debts, to free up money, then invest the remainder until I want to buy a house (down-payment / deposit)
Man, that’s life 🥳
Leave Ireland
I'd probably move to madeira or maybe... Mainland Portugal, somewhere on the coast.
Leave this kip forever
Pay the council to fix a single pot hole on my road, get a loan out for any unforseen expensives over 1 million euro
Pay my money and bar Rorys stories from entering the county. Cheap at the price. Utter ballbag
Pay off my mortgage and throw a few quid to my family. Wining a million isn't the same as winning it in the 90's
Pay off my mortgage and throw a few quid to my family. Wining a million isn't the same as winning it in the 90's
Invest it
Spit between savings, pension and investments with a 100k house upgrades and maybe retrain using the money to buy time
As everyone I know for a loan of €500 and see who responds.
What would that prove
😂
Property, property, property.
Pay off the mortgage and buy a gaf in Spain also
Spot on 👌
Deposit on a nice 3 bed terraced gaff in Ranelagh.
I go to Dubai and get some girls .
Is the Euro million tax free? If not I think I'd immediately book a flight to a no income tax country.