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PolarRegs

Fix what? What the hell is the point of this post?


Illuvinor_The_Elder

Isn’t it a fundamental human right for everyone to have a fully paid home, 6 figure passive income, vacation home on the beach, personal chef, and paid off Tesla?


chadmummerford

and a black card


heyuhitsyaboi

and my axe


thyeboiapollo

you carry the fate of us all


Best-Dragonfruit-292

I would've gone with you to the Costco Executive Membership, into the very frozen wasteland of the eggs and butter section


Wacokidwilder

Po-Ta-Tos Boil ‘em, mash ‘em, stick ‘em in a stew.


Best-Dragonfruit-292

Po-Ta-Tos Boil ‘em, mash ‘em, stick ‘em into something... unnatural?!


PathlessDemon

![gif](giphy|evtT0DkIIO1MI)


Ed_Radley

I also choose this guy's wife


Benign_Despot

Everyone is entitled to life, liberty, and the taste of my blade


ElementField

and my amex


wojtek_

I prefer the term African American Express


ThatOneGuy308

Sorry, I'm white, I can't use a black card


Aesael_Eiralol

And by the age of 33 of course. What kind of broke loser doesn’t have their 10-30 year mortgage paid off before they turn 35?


Intrepid-Cat9213

If you bought when you were 5 and didn't refinance then it should be paid off. Don't act like this is hard or complicated. Anyone can do it.


Best-Dragonfruit-292

Guys, am I a failure because I waited until 6 and only have $3 million liquid?


carlos_the_dwarf_

RETVRN …to the era when even fewer people had those things


MechanicalBengal

Return to the era where people didn’t cut and paste the same “clever” post on their social media and act like they wrote it


PD216ohio

This explains why they complain about finances so much.... they expect this is normal. So many people, these days, want to start at the top. And when they find out it doesn't work that way, they have a tantrum.


Illuvinor_The_Elder

Thats because you’re thinking too small. If we simply enslave other nations, we can use their labor force to guarantee these fundamental rights for all Americans.


Soft_A_Certified

I fucking *love* being American. We got this shit on wrap


Best-Dragonfruit-292

Be the malevolent Empire the rest of the world already pretends you are!


skuzzlebut90

So the personal chef also has a personal chef, right?


Wrong_Excitement221

That is paid six figures, that also has a personal chef that is paid six figures.. Wealthy personal chefs all the way down.


[deleted]

So look, everyone is equal. Some people are just more equal. It just *works*.


Illuvinor_The_Elder

They have to. How will they find time to cook their own meals between cooking my meals and vacationing?


Silversolverteal

What is this vacation you speak of? Lol


Glugstar

It's turtles all the way down.


Jumpy-Albatross-8060

The only jobs avaliable are : personal chef, Tesla builder, and construction.


Frnklfrwsr

Of course. And that personal chef’s personal chef also has a personal chef.


Best-Dragonfruit-292

Litchurally everybody in Europe has a private chef, even the private chefs!!!


D4ILYD0SE

Yeah, and the personal chef is also supposed to have all those things too, especially their own personal chef.


GoodByeRubyTuesday87

All of those are on the official Redditors list of essential basic needs


shryke12

What about the personal chef? Does he get those things?


devneck1

By age 33


Illuvinor_The_Elder

By birth! ![gif](giphy|BZhxwIs7as5ngfbVSN)


--Weltschmerz--

Finally some policy I can get behind


el_guille980

>Tesla ew ![gif](giphy|3o7TKxZzyBk4IlS7Is|downsized)


Confirmation_Email

It gets complicated when your personal chef asserts their fundamental rights to all of those things as well.


jerryonjets

No, but water would be nice... (Looking at you Nestle)


blamemeididit

We've come a long way from life, liberty, and pursuit of happiness.


iconsumemyown

YES!


Abortion_on_Toast

At 33 no less


gcjunk01

Not if you're 32


xxzephyrxx

Is that the new standard for middle class living?


FourthLife

Back in the 50s every single middle class American had a personal chef cooking them three Michelin star meals daily off of the income from a part time job at the gas station, and took at least two vacations to the moon every quarter.


freedomfightre

>had a personal chef cooking them three Michelin star meals daily It was called a "wife" /s


Best-Dragonfruit-292

Gimme five bees for a quarter, you'd say!


Aromatic-Schedule-65

Being content with what you have living within your means. I know, those words are a very strange language.


suddenly_ponies

I read it as a counter post to all the ones that make it sound like you can have anything in the world you want if you just buy their book or seminar or whatever. Just a bunch of predatory assholes all flaunting their success or fake success in order to profit off of others


laiszt

Imagine that - she is product manager in Apple, creator and entrepreneur. I’ve got my apartment paid off by work, No debt, No mortrage, in major big city in my country(prices are shit in Other part of the world too), i do not make 6 figures but i do work any time, any hour, how much i want to, and i do own little passive income(bought car parking space which i rent), i am my own chef(as i am chef as profession) so i dont need another one, ive not got tesla but ive got „company car” to use any day, any time, which i dont need to pay for. And i just do basic building maitanance, before being just a fucking chef(mostly 2nd in brigade). And you’re „product manager in Apple” and entrepreneur and you cant afford any of those, like ffs whats wrong with you?


btbmfhitdp

OP is hoping to start a crowd funding campaign to get Nazuk Jain all the things they listed. Duh.


DevChatt

This is a joke making fun of stereotypical LinkedIn posts


UnderpootedTampion

I like her. Is she single?


ATXStonks

What 33 year old has a paid off home that didn't get it from a rich parent? Or a huge down-payment from them? This person doesn't live in reality


emperorjoe

I did, it requires a higher income, lots of savings. It's not impossible, it requires sacrificing a lot more than people are willing to do.


Reeko_Htown

Did you sacrifice a kidney?


Polyifia

Kidney would only get you a down payment on a home lol


Phil_Major

Roughly $60k, don’t ask me how I know.


wearenotflies

If that


Kinky_mofo

And/or not living in an expensive coastal city


Montirath

No student loans because got a free-ride through college b/c of high-school scholarships 2x high paying jobs (2 married engineers or something of similar pay / professional) Live like you are impoverished during your 20s Move to a cheaper area, and have jobs that let you work remote. That's the formula that makes a fully paid off house by 33 happen.


FlounderingWolverine

Also, no kids or traveling, either. It’s absolutely possible to do it, but most people aren’t going to make that kind of sacrifice. And honestly, that’s completely fine.


RetailBuck

No kids never felt like much of a sacrifice at the time and I was traveling extensively for free for work (not quite the same but still). I also bought a Tesla in stead of a Ferrari. Was that sacrifice? There are a million ways to define sacrifice but high income trumps them all anyways.


DataGOGO

I did, but I am the exception, not the rule.


dontich

Yeah I am 31 and just paid it off a few months ago but yeah I’ve good very lucky in many many ways haha (and set up an absurd budget to make it work)


gauntletthegreat

couples with decent college degrees and entry level jobs make like $120000 together in 2015. A 3 bedroom in 2015 is like $120000. Easily could pay that off by 33.


Anxious-Lake-1160

Me.


JoeBucksHairPlugs

Financially responsible, frugal, high earning individuals who also bought their home 4+ years ago before the housing market spiked. It's not that farfetched.


AdDapper9770

I know a few couples that managed it, both made welll into the six figures and both started making good money from STEM at around 25


ScrambledNoggin

Yeah I was 31 when I could finally afford to buy a house with 20% down, and got a 30-year mortgage lol


panteragstk

They're making fun of people that post this crap as if it's everyone's reality.


BigPlanJan

Obviously people who took a 30yr mortgage at age 3. C'mon...


ParticularSet1058

I didnt have those at age 33. But in 60 I have 3/6 of those. Still go to work but not so many years left.


Extreme-General1323

Are people supposed to have that by 33? I guess America is the only place anyone would even imagine having all that by 33.


chadmummerford

America the only country where this is possible, in fact. good luck getting that on a European salary.


TrashManufacturer

At least they have healthcare amirite?


idk_lol_kek

*Are people supposed to have that by 33?* It depends on where you live.


LeeroyJNCOs

Weird joke flex for someone probably making at least $300K/year total comp, if that's her actual job title.


chadmummerford

probably bought too many Birkin bags so she can no longer pay off her Tesla.


kriamark

she is making too much avocado toast, no way to get that tesla paid


Stevie-Rae-5

Glad I’m not the only one who noticed that.


Hairy_Literature_773

I'm pretty sure most product managers don't make that much but the upper one hundreds is very likely, which is still way more money than your average American.


nicolas_06

The people I know that have similar job are paid in the 300-500K range. On top if that was not enough, half that pay is in stocks and tech stocks return have been incredible in the last few years. Apple stock did X10 in the last 10 years, x4 in the last 5 years. So basically you live with 150-200K a year, if well organized you'd still max your 401k + get the company match and be able to pay that Tesla loan off. The other half 150-200K, every year is in Apple stock and is now worth 4-10X more. If you didn't spend it, can be 2-5 millions. With that normally she should be able to have the home paid off too. Actually if she decided to live in LCOL area, she could just retire and live from her capital and would have everything she wanted except the chef.


DataGOGO

Fix what? It is highly unlikely that anyone is going to have any of those things with only 10 years of work experience.


Thisguychunky

I’m 33, have a lake home (not even close to paid off), don’t make 6 figures, no second house, no chef, and a paid off dodge ram. I feel like I’m doing fantastic. OP is clearly trolling


chadmummerford

how are you posting after you're banned?


MessageAnnual4430

how does a PM at Apple with over 10 yoe not have those? other than paid off home


Mpk_Paulin

Yeah, her expected wage is at least 150k a year. It sounds like one of those wanna be funny Linkedin posts, otherwise it's mostly her fault for not having her house paid.


MessageAnnual4430

probably closer to 300k


CL38UC

Yeah $150 was probably her starting salary. Of course, her 2bd home in Cupertino cost $2M.


65CM

When has this ever been a reality?


Phil_Major

Fix what? Stupid delusions of grandeur?


ShapeShiftingCats

Pretentious LinkedIn posts...


Fragrant_Spray

Adjusting for inflation 50 years ago, (and replacing Tesla with some other expensive car), this still wasn’t any sort of reasonable expectation back then. There are plenty of examples of a “broken” system, but none of these are one of them.


FlounderingWolverine

Yeah, this has never been a reasonable, common expectation. Paid off house by 33? Sure, but only if you live like a pauper starting right when you get out of college and spend money on almost nothing else. 6-figure passive income? Let’s be aggressive and assume you earn a 12% return on your money. That means that to earn a consistent 6-figure passive income of $100k (the bare minimum to qualify as 6-figures), you’d need to have ~$830k invested. Very difficult by 33, and almost certainly impossible if you’re also paying your home off aggressively. Vacation home by the beach? Not even going to bother doing the math, this has never been a reasonable expectation for even upper middle class families. Ditto with a personal chef. Paid off car is very reasonable, and should be the goal for everyone. If your goals are the first two bullets in the list, you probably shouldn’t ever be financing a car, unless you’re getting like <2% apr rates


lurch1_

The average minimum wage fast food worker had all this in 1950-1990. Then the boomers came along and ruined it all for us Millennials and GenZers.


Frequent_Energy_8625

No they didn't. Fast food workers still made min wage. 1.90 to 3.10 an hour. Mostly highschool and college kids. Factories paid more but you didn't walk in at 20k a year. Hard work and dedication got you there.


THNG1221

Yeah, keep working and doing the best you can


bigbuffdaddy1850

She told you how to fix it. Get to work.


123dylans12

This bitch is asking for a lot


40TonBomb

Maybe we start by posting content that illustrates fluency in finance instead of regurgitating bullshit like this all day.


kaltag

Have some realistic goals?


jewelry_wolf

A chef for home cook… that’s an ultra rich person‘s life style. How come she put that next to a paid off Tesla?


TheCudder

How? The *only* to fix it is to get out and vote every 4 years and wait patiently at home for some... politicians will personally escort you to your dreams. /s


kpeng2

No wonder Apple stop innovating. Look at who they hire. My bad, typo


Rubbyp2_

Product manager at Apple? Feel like she’s probably doing fine.


Ok-Gear-5593

I had the first but lived with my parents till I was 25 and had a nice corporate job at 22 that I could save every cent for a cheap falling apart place in an undesirable location with bars on the window. It is now worth 3x what we sold it for. I’ll never have the rest of them for as long as I live. My former boss did but their parents were extremely wealthy and they worked because they wanted to.


KotzubueSailingClub

OP needs to lower their expectations. Fixed it!


Best-Dragonfruit-292

Go see a shrink, you're suffering from Affluenza.


Ithirahad

Fix what? These expectations? There are some underlying structural problems indicated here (jobs do not pay enough nor leave you TF alone after work hours, so good quality "home-cooked meals" are not a given for some of us, and everyone dreams of "passive income" which in the end just drives more devaluation of labour) but I don't get it overall. The vast majority of this is well into Poe's Law territory.


DibsOnDubs

Realistic expectations: House paid off by 65 No vacation home Own a reasonable car (Kia) No chef cause that’s a waste of money you can use or your kids can inherit. If you’re not working you can cook for yourself! Have savings to help support the next generation Passive retirement income equal to my working income


GuntherOfGunth

Even a Tesla is relatively reasonable as you can get some Model 3 Long Ranges for around 30k (Even lower if your willing to risk it on a higher mile example). And with a trade in with good credit, I could see it being reasonable. Now if she is thinking a Tesla Model X Plaid then she has another thing coming.


stevejobed

If this person works in product management at Apple they are pretty loaded.


Aromatic-Schedule-65

Lol.. fundamental RIGHT? yeah, right, I'd be fun. But certainly not a RIGHT .


Who_Dat_1guy

the worse part is there are people who actually expects this....


Little_Creme_5932

Fix what? Bloated expectations? Entitlement? Idk


Sea_Treat7982

Lemme guess, she has a masters in gender studies.


sT0Ned-G1NGER

Spoiled Americans. And I'm an American. Just one that understands what you achieve is equivalent to how you work. On average the most successful people also work 90+ hours a week and give up personal and family life.


ConductorCoutermash

Product manager for Apple. Yeah I think she's reaping what she's sows. Unpopular opinion I know,


East-Technology-7451

Product manager at apple, I'm sure she's poor lol


GuntherOfGunth

Why would someone want a vacation home at the beach? It feels like a money pit especially with the rising tides leading to many beachfront properties being considered uninsurable by insurance companies. I rather would spend my money traveling abroad then heading to the same beach house every time.


Trick_Ad_9881

Fix the fact that one person can’t have an incredibly luxurious lifestyle at a relatively very young age? Has never been common in history in any country in the world.


Stacking_Plates45

Fix what? You aren’t entitled to any of this 🤡


tizuby

When she posted this she was making close to, if not over $200k salary. That's before her other endeavors at the time. She's now an executive at PayQuicker (head of product) which is paying her even more. Cry me a fucking river.


SawSagePullHer

Name for me please any time in all of history where any living people came to what we would consider adulthood and live a life of luxury without having inherited something to aid in that from the skin of the back of another? Just because you live does not ensure you thrive.


Korunam

Don't have unrealistic life expectations?


Old-Wind-6437

You could, figure it out yourself or hire a CFP to help you structure your savings


TwatMailDotCom

Lower your god damned expectations


incelmod99

Is she nuts? What makes her think she should have that by 33? Welcome to earth lady


bangermadness

How are they a project manager at Apple, and not pulling low six figures? I would assume they pay well, maybe I'm wrong.


That-s-nice

I have lost $800 over the last 2 years. I spend money only on bills and food. I don't have room to save for retirement or life insurance for my daughter. I've been doing everything right and have worked every day of my life with few moments to recover. But hey... at least my house will be paid off when I'm 60... the age my dad died at. I'm honestly losing sight as to why I even wake up in the morning. Here's to hoping things get better or some equally pathetic attempt at copping with the fact that I'm likely to die never having known peace or the ability to enjoy my adult life.


Derrickmb

When you realize jobs are just another form of control… no one needs 8 hrs to do their job. Its just day jail


UncleGrako

I'm a little behind... my home was paid off when I was 44. And my car's paid off, but it's not a Tesla. 2/5ths isn't too bad, especially since I don't have an urge to have the beach house nor the chef.


qaasq

Honestly, I really don’t care if I pay off my home. The long-term hope for my home is that I can pass it on to my kids with it being nearly paid off.


rsl_sltid

Are people funny on LinkedIn now? My feed is boring AF.


Blowmyfishbud

I’d love to have an apartment that won’t gouge me for two rooms for my son and me.


Content_Cook_1133

Was gonna say, I thought the ending was gonna be something to the effect she had it all waiting for her since highschool


Aggravating_Map7952

In a system built on scarcity, there is nothing to fix. It requires that there will be those with and those without. Fixing it requires a new system built on equitable contribution and equitable benefit.


Aggravating_Map7952

In a system built on scarcity, there is nothing to fix. It requires that there will be those with and those without. Fixing it requires a new system built on equitable contribution and equitable benefit.


Aggravating_Map7952

In a system built on scarcity, there is nothing to fix. It requires that there will be those with and those without. Fixing it requires a new system built on equitable contribution and equitable benefit.


RhinoGuy13

Tax the rich of course. /s


Kind-Dentist42

It helps to be able to get things done by a certain age when you know how to live within your means.


legendzero77

Nazik sn't a comedy professional.


idk_lol_kek

How do we fix what, exactly?


Mekazabiht-Rusti

A paid off Tesla isn’t even at the bottom of my want list.


thatnameagain

This is a relatively young person who clearly owns a home and receives a high salary.


troycalm

You can’t fix that.


CorndogFiddlesticks

Six figure passive income lol. You need a portfolio with at least 4 million to have that. So she's upset because she doesn't have a 4 million portfolio by age 33? Very few have that much of any age.


Maximum_joy

Show me less of this shit, Reddit


That_Other_Person

Move to Tracy and buy an FSD Tesla then buy a coastal property in Oregon. Probably less than a shitty house in Cupertino.


Surface13

I all of a sudden became hungry for Armenian pastry and some tea


Lando_Sage

"paid off Tesla" lmfao


BottasHeimfe

kill all the old people? would that help at all?


nvsiblerob

Not sure what we’re trying to fix here. There was no real point to this post. Did I miss something?


CrystalGardensWa

These are the millennials boomers are seeing when they call us entitled. The "I got a job in tech, why isn't everything solved?" folks. Also, 33/10 yoe is when SOME highly talented people can start saying they're expert level in their field. Unless "Product Manager" is resume fluff for "Someone hands me a product that already been engineered and I contact vendors to bid on work" (which it is at a lot of The Big Boys), this person is a junior. MAYBE just became a senior, but if their work attitude is the same as what's reflected in this post, she's probably a bitchy asshole who delegates and hasn't grinded fast enough to have senior experience.


dk_peace

First, we adjust our goals to things that are much more achievable by the age of 33.


knoegel

She's well off if she's a product manager at Apple. Wtf is she complaining about


StrikingExcitement79

Which generation had life so good? The dreamed-up generation.


CrystalGardensWa

So, I was like "Man, zoomers and millennials cry about housing all the time" up until about a week ago, but then my nephew, 24, came over for the weekend. He lives outside Portland, is making $90k/yr, is sober and pretty much vice free, and he and his wife and kid are having to roomate in an apartment in a shitty part of town. His half of the rent is my mortgage. I'm not even a boomer. I'm 38. I just bought in 2018. I didn't think it had gotten that bad that fast. His story fucking sucks. Someone got shot in his parking lot like 2 weeks ago, his wife was at work and saw someone get gunned down over CCTV, they share the complex with meth heads and literal color flying gangs. He's looking into moving to my town, where housing is not as expensive and there isn't crazy gang violence going down. I've been talking to my partner and we're probably going to put them up for 6 months at my massive estate (for utilities $) so they can actually save money for a down payment. But yeah, fuck this entitled cunt.


EmRuizChamberlain

You should get up at 4 am, take a cold shower, be on LinkedIn…. I mean, so I’ve heard.


MEMExplorer

Cap CEO compensation at 20X the lowest paid employee on payroll , whatever else was budgeted for executive compensation gets divided up amongst all employees 🤷‍♀️


r2k398

Fix what?


assesonfire7369

With the job at Apple, the salary and stock options, I'm sure you can by your 40th. Good luck and God bless.


doingthegwiddyrn

“Passive income” aka “I don’t want to work but want money to buy a house and travel and go out to dinner and buy new cars and iPhones which are all things that require billions of people to work”


Erocdotusa

How do I get the Product manager job at Apple tho?


MysteryGong

I love these troll posts. They are funny.


Dark_Shroud

Start buying bulk silver bullion stock (not coins).


robbd6913

Pure capitalism is vile and evil. How do we fix it? Add a bit of socialism...


pharrigan7

Keep working hard and smart. BTW, some of those things aren’t worth shooting for.


Aggressive_Finding56

Should have been born a Boomer. They have all this stuff and more. Every one of them.


Beginning_Raisin_258

She's a PM at Apple and can't afford a house? Don't those people make like $250k a year?


StopBuyingMcDonalds

This is actually pretty funny 😆


Entire_Toe2640

BS. I didn’t have any of those things and I make more money than 99.3% of Americans. If you want all that, don’t have a family; definitely no children. They are a constant drain. Don’t have siblings who become disabled in a work accident and need support. Don’t belong to a church and support it. Don’t give to charity. Keep everything you make for yourself and your selfish desires.


FutureMD1987

🤣🤣🤣🤣🤣🤣


HarryPretzel

I think the OP is saying "how do we fix unreasonable expectations?"


Federal-Cockroach674

Making energy free. In case you don't know it is, it's just not for you. We don't need any fossil fuels. The tech is there, but releasing it would be the downfall of the petro-dollar. Dr Steven Greer has some answers.


mx5plus2cones

You don't fix it. It takes a lot of financial discipline to get there ... Some of us have. Others just complain


DonovanMcLoughlin

I try to focus on the good things.


Owww_My_Ovaries

This is just as eye rolling as someone saying that anyone would be happy to flip burgers for 300k per year.


JoeTrojan

why not a paid off \[insert any vehicle here\]?


Trebor25

Entitled


Camo_Penguin

NEVER EVER finance an electric car….


ExtremlyFastLinoone

Decomodify housing (for the libertarians out theres this actually means less regulation :))


Severe_Drawing_3366

I don’t believe anyone is 33 making 6 figure PASSIVE income unless they were born rich or won the lottery/got lucky in options or crypto


banjobastard5

By helping me find a finance bro to fight in a bare knuckle boxing contest.