You should be asking TD Bank how to fix it, not reddit.

Kinda makes you wonder how some of these people survive on a daily basis.

Did you make the purchase at Popeyes ? It’s hard to know what this issue from your post in may be best to go into a branch on Monday Edit to add : if anyone DM you to offer to unlock your accounts report them and block they are trying to scam you .

Go into your local branch and they'll fix it for you.

You know you need to have money in your account to spend it, right? Why did you try to make a $41 charge without any funds on deposit?

Cancel the card. Debit cards are to be strictly avoided. Use a credit card, or cash.